 708-597-8884 - S.W. |
1st Time Buyer Specialists. Home Buyer Resources. Then, Call Us, Ask Questions,
Get Straight Answers! The more you know, the more you will want the right mortgage for you from Envision! |
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Our guiding principle: Envision Mortgage Solutions thrives only on honesty, on honor, on the sacredness of obligations, on faithful dedication to our clients and colleagues, and on unselfish performance. Without them, it cannot live. |
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Envision Mortgage Solutions is a local company with 2 locations to serve you: Crestwood Office
4731 Midlothian Tpke #32
[contact us] [directions]Crestwood, IL 60445 [708] 597-8884 Schaumburg Office
1051 Perimeter Drive, Suite 900
[contact us] [directions]
Schaumburg, IL 60173 [847] 619-8123
Licensed with the Illinois Department of Banks & Real Estate # MB.6759105 and is a member in good standing with the Illinois Association of Mortgage Brokers www.iamb.org, the National Assoc. of Mortgage Brokers, and the Illinois Secretary of State. |
10 Steps to Home Ownership
Credit Report 101:Know your credit score and what to do if it's not as good as you'd like.
Can I Buy A Home With No Money Down?
Can I Buy A Home With "Less than Perfect" Credit?
Professionals in the Home Buying Process
Why use a Realtor?
What Documents Are Required To Get a Mortgage?
New Home Wish List
Home Buyer Check List
Mortgage Comparison Checklist
The ideal and most basic process for buying a home is to save some money, maintain or improve your credit scores (pay all of your bills on time, keep all debt to a minimum, remove factual errors from your reports) and then go and get a loan. Ultimately, you'll walk through these 10 basic steps. (FYI - Good news: From a Financing perspective, there are many other ways to accomplish the same goal.
The first step in the 10 steps to home ownership is learning where you stand in terms of credit. Your buying power will be greater and your payments smaller if your credit is great. Everything you always wanted to know about credit but were afraid to ask.
Yes, it is possible. Read on.
Yes, you can. Read more...
As you start down the road of home buying, you will want to consult several professionals and have to consult a few others. Here's who they are and what they do for you.
You can go it alone or work with a Realtor. Here is a summary of various reasons that many people may choose to work with a Realtor.
There are no documentation mortgages but as a trade off, they'll cost more. Here's a listing of the documents most often required during the mortgage process.
Knowing what you need, what you want and what you can take or leave will make the house hunting process easier. Remember to keep clear the difference between wants and needs. Wants tend to be much more expensive - be realistic.
Use this check list to record the details, positives and negatives of the homes that you visit in your home search and then compare them side by side.
By filling in these details for each mortgage option, it will be easier to determine which is the best Mortgage for you.
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