Envision Mortgage Solutions. Go ahead...Envision a better life!

708-597-8884 - S.W.
847-709-2005 - N.W.
Call Us Today!

Definitive information about Home Buying, Mortgages, Credit and Financial Recovery.

Get information & straight answers to all of your mortgage questions, no fluff, no hype, no pressure.

 

[Apply Online] [Rate Quote] [Get Pre-Qualified]
[Calculators] [Loan Process] [Español] [ Affiliates/Discounts] [Email Us] [ home]
 

Our Mission Our Mission
Our History Our History
Our Team Our Team
Our Partners Our Partners
Our Customers Testimonials From Our Customers
Our Privacy Policy Privacy Policy
Our Ethics Code Privacy Policy
TV - Save Even More!
TV - Like A 21% Raise?
Radio - Solid Advice, No Foolin'
Radio - 3 myths

Our guiding principle:

Envision Mortgage Solutions thrives only on honesty, on honor, on the sacredness of obligations, on faithful dedication to our clients and colleagues, and on unselfish performance. Without them, it cannot live.

[read more about us]
Envision Mortgage Solutions is an Illinois Residential Mortgage Licensee and a local Chicagoland company to provide personal service:

Crestwood Office
4731 Midlothian Tpke #32
Crestwood, IL 60445
[708] 597-8884
[contact us] [directions]

Licensed with the Illinois Department of Financial & Professional Regulation # MB.6759105 and is a member in good standing with the Illinois Association of Mortgage Professionals www.iamp.biz, the National Assoc. of Mortgage Brokers, and the Illinois Secretary of State.

Licensed by the Commissioner of the Indiana Securities Division # 05-0413 LB and is a broker in good standing in accordance with the provisions of Indiana Code 23-2-5.

Current Rates

 


Last Update:  12/29/2008 8:13:19 AM PSTMortgage Broker/Origination Fee:  1.000%
 
Lock Period: 30   daysEstimated Fees: $2,237

The lowest rate, often, is not the answer for more information contact us @ cbiggs@envision3m.com or (708)396-2144 for a custom quote. No closing costs may work for you, we'll help you decide. Buy with no $$? - Yes, you can! Contact us now!


* Based on a $200,000 loan amount for conforming loans and $500,000 for jumbo loans.
 
Programs:
30 Year Fixed
Apply Prequalify
RATEPAYMENT*POINTS (%)POINTS ($)*APR
4.625 % $1,028 0.875 $1,7504.892 %
4.750 % $1,043 0.500 $1,0004.985 %
5.000 % $1,074 0.000 $05.194 %
5.250 % $1,104 -0.375 Get $7505.414 %
5.375 % $1,120 -0.500 Get $1,0005.529 %
 
15 Year Fixed
Apply Prequalify
RATEPAYMENT*POINTS (%)POINTS ($)*APR
4.500 % $1,530 0.625 $1,2504.954 %
4.625 % $1,543 0.250 $5005.023 %
4.750 % $1,556 0.000 $05.112 %
5.000 % $1,582 -0.375 Get $7505.309 %
5.125 % $1,595 -0.625 Get $1,2505.398 %
 
15 Year Fixed Jumbo
Apply Prequalify
RATEPAYMENT*POINTS (%)POINTS ($)*APR
5.000 % $3,954 0.795 $3,9755.398 %
5.250 % $4,019 0.481 $2,4055.605 %
 
7 Year Balloon
Apply Prequalify
RATEPAYMENT*POINTS (%)POINTS ($)*APR
7.000 % n/a-0.238 Get $4764.779 %
7.125 % n/a-0.423 Get $8464.808 %
7.250 % n/a-0.600 Get $1,2004.838 %
 
3/1 ARM
Apply Prequalify
RATEPAYMENT*POINTS (%)POINTS ($)*APR
5.625 % $1,151 1.000 $2,0005.447 %
 
5/1 ARM
Apply Prequalify
RATEPAYMENT*POINTS (%)POINTS ($)*APR
5.625 % $1,151 1.000 $2,0005.506 %
6.125 % $1,215 0.500 $1,0005.596 %
6.625 % $1,281 -0.125 Get $2505.671 %
6.875 % $1,314 -0.375 Get $7505.714 %
 
FHA 30 Year Fixed
Apply Prequalify
RATEPAYMENT*POINTS (%)POINTS ($)*APR
5.250 % $1,104 0.783 $1,5665.495 %
5.625 % $1,151 0.227 $4545.825 %
5.750 % $1,167 -0.092 Get $1845.921 %
6.000 % $1,199 -0.400 Get $8006.145 %
 
FHA 1 Yr ARM
Apply Prequalify
RATEPAYMENT*POINTS (%)POINTS ($)*APR
6.000 % $1,199 0.992 $1,9845.861 %
6.250 % $1,231 0.063 $1265.788 %
6.625 % $1,281 -0.156 Get $3125.789 %
 
VA 30 Year Fixed
Apply Prequalify
RATEPAYMENT*POINTS (%)POINTS ($)*APR
5.250 % $1,104 0.783 $1,5665.495 %
5.625 % $1,151 0.227 $4545.825 %
5.750 % $1,167 -0.092 Get $1845.921 %
6.000 % $1,199 -0.400 Get $8006.145 %
 
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000 Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

 

Envision Mortgage Solutions. All Rights Reserved.
Envision Mortgage Solutions is an Illinois Residential Mortgage Licensee.